American Insurance Association, et al. v. John Garamendi, Insurance Commissioner, State of California

Decided June 23, 2003. David Hackett Souter delivered the opinion of the Court.

Docket 02-722 · 539 U.S. 396 (2003) · Cited 319 times

Holding

California’s HVIRA interferes with the President’s conduct of the Nation’s foreign policy and is therefore preempted.

The Court’s statement of the holding, from the opinion’s syllabus. The syllabus is prepared by the Reporter of Decisions and is not part of the opinion of the Court — read the official opinion for authority.

How the Justices voted

Decided 5–4.

“Concurring” means agreeing with the outcome; any split shown is the Court’s judgment, not each Justice’s reasoning. Source: the Supreme Court Database (Spaeth et al.), Washington University.

Precedents cited

Supreme Court decisions this opinion relies on, ordered by how often it cites each. Cases in our collection link through; others are named.

• Zschernig v. Miller · 389 U.S. 429 (1968)
• Crosby v. National Foreign Trade Council · 530 U.S. 363 (2000)
• Dames & Moore v. Regan · 453 U.S. 654 (1981)
• United States v. Pink · 315 U.S. 203 (1942)
• United States v. Belmont · 301 U.S. 324 (1937)
• Youngstown Sheet & Tube Co. v. Sawyer · 343 U.S. 579 (1952)
• United States v. Curtiss-Wright Export Corp. · 299 U.S. 304 (1936)
• Clark v. Allen · 331 U.S. 503 (1947)
• Barclays Bank PLC v. Franchise Tax Bd. of Cal. · 512 U.S. 298 (1994)
• Hines v. Davidowitz · 312 U.S. 52 (1941)
• Banco Nacional De Cuba v. Sabbatino · 376 U.S. 398 (1964)
• First National City Bank v. Banco Nacional De Cuba · 406 U.S. 759 (1972)
• Rice v. Santa Fe Elevator Corp. · 331 U.S. 218 (1947)
• Phillips Petroleum Co. v. Shutts · 472 U.S. 797 (1985)
• Boyle v. United Technologies Corp. · 487 U.S. 500 (1988)
• Boos v. Barry · 485 U.S. 312 (1988)
• Chicago & Southern Air Lines, Inc. v. Waterman Steamship Corp. · 333 U.S. 103 (1948)
• United States v. South-Eastern Underwriters Assn. · 322 U.S. 533 (1944)
• Reid v. Covert · 354 U.S. 1 (1957)
• Haig v. Agee · 453 U.S. 280 (1981)
• Western & Southern Life Ins. Co. v. State Bd. of Equalization of Cal. · 451 U.S. 648 (1981)
• Allstate Insurance v. Hague · 449 U.S. 302 (1981)
• Southern Pacific Co. v. Arizona Ex Rel. Sullivan · 325 U.S. 761 (1945)
• United States Department of Treasury v. Fabe · 508 U.S. 491 (1993)
• Prudential Insurance v. Benjamin · 328 U.S. 408 (1946)
• Japan Line, Ltd. v. County of Los Angeles · 441 U.S. 434 (1979)
• Sale v. Haitian Centers Council, Inc. · 509 U.S. 155 (1993)

Cited by

Later Supreme Court opinions in our collection that cite this case.

• Medellin v. Texas · 552 U.S. 491 (2008)
• Bank Markazi v. Peterson · 578 U.S. 212 (2016)
• Wyeth v. Levine · 555 U.S. 555 (2009)
• Chamber of Commerce of United States of America v. Whiting · 563 U.S. 582 (2011)
• Zivotofsky v. Kerry · 576 U.S. 1 (2015)
• Trump v. Vance · 591 U.S. 786 (2020)
• Republic of Austria v. Altmann · 541 U.S. 677 (2004)
• Zivotofsky Ex Rel. Zivotofsky v. Clinton · 566 U.S. 189 (2012)
• Fuld v. Palestine Liberation Organization · 606 U.S. 1 (2025)
• Arizona v. United States · 567 U.S. 387 (2012)
• Murphy v. National Collegiate Athletic Assn. · 584 U.S. 453 (2018)
• Turkiye Halk Bankasi A.S. v. United States · 598 U.S. 264 (2023)

Official text

Read the official opinion (U.S. Reports, govinfo.gov)

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Source: Supreme Court of the United States, slip opinions (2003). Citation count from the Free Law Project’s CourtListener bulk data. Data last verified 2026-07-03. Informational only; verify against the primary source before relying. Not a consumer report (FCRA).