Tammy Foret Freeman, et al., Petitioners v. Quicken Loans, Inc.

Decided May 24, 2012. Antonin Scalia delivered the opinion of the Court.

Docket 10-1042 · 566 U.S. 624 (2012) · Cited 158 times

Holding

In order to establish a violation of § 2607(b), a plaintiff must demonstrate that a charge for settlement services was divided between two or more persons.

The Court’s statement of the holding, from the opinion’s syllabus. The syllabus is prepared by the Reporter of Decisions and is not part of the opinion of the Court — read the official opinion for authority.

How the Justices voted

Decided 9–0.

“Concurring” means agreeing with the outcome; any split shown is the Court’s judgment, not each Justice’s reasoning. Source: the Supreme Court Database (Spaeth et al.), Washington University.

Precedents cited

Supreme Court decisions this opinion relies on, ordered by how often it cites each. Cases in our collection link through; others are named.

• Chevron U. S. A. Inc. v. Natural Resources Defense Council, Inc. · 467 U.S. 837 (1984)
• Duncan v. Walker · 533 U.S. 167 (2001)
• United States v. Williams · 553 U.S. 285 (2008)
• Staples v. United States · 511 U.S. 600 (1994)
• Microsoft Corp. v. i4i Ltd. Partnership · 564 U.S. 91 (2011)
• Crawford v. Metropolitan Government of Nashville and Davidson Cty. · 555 U.S. 271 (2009)
• Rodriguez v. United States · 480 U.S. 522 (1987)
• MCI Telecommunications Corp. v. American Telephone & Telegraph Co. · 512 U.S. 218 (1994)
• Graham County Soil & Water Conservation District v. United States Ex Rel. Wilson · 559 U.S. 280 (2010)
• Department of Housing and Urban Development v. Rucker · 535 U.S. 125 (2002)
• Asgrow Seed Co. v. Winterboer · 513 U.S. 179 (1995)
• Director, Office of Workers' Compensation Programs v. Newport News Shipbuilding & Dry Dock Co. · 514 U.S. 122 (1995)

Cited by

Later Supreme Court opinions in our collection that cite this case.

• United States ex rel. Polansky v. Executive Health Resources, Inc. · 599 U.S. 419 (2023)
• Fischer v. United States · 603 U.S. 480 (2024)
• McLaughlin Chiropractic Associates, Inc. v. McKesson Corp. · 606 U.S. 146 (2025)
• Thompson v. United States · 604 U.S. 408 (2025)

Official text

Read the official opinion (U.S. Reports, govinfo.gov)

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Source: Supreme Court of the United States, slip opinions (2012). Citation count from the Free Law Project’s CourtListener bulk data. Data last verified 2026-07-03. Informational only; verify against the primary source before relying. Not a consumer report (FCRA).